One
of the financial breakthrough anyone can achieve is to make his/her bank notes on
the rise as one grow older, this is because meeting all financial expenses and
living the life one imagine will be a reality. But doing it might be somehow
tedious and boring if, the right method is not known. For some people, this
might sound impossible ( I guess you’ve think in the same way), but the true thing
about it is that, it’s 100% possible and
realizable. But why do we need to have ‘something’ in our bank-pulse? Do you
remember that dream car, so also the insurance benefit, also we need to pay
bills, go for vacation, cater for day-to-day expenses, and meet retirement
financial need among other things. The real thing is that, a life without cash
is a life with all crash, health is at risks, because it takes money to enjoy
good health care, family life requires currency to keep it joyful and lovely –
remember a hungry dog can not play with fill-fed dog, it takes something in the
pocket for the face to smile. Lastly, going on an interesting vacation is never
possible with an empty pocket; it takes ‘ready money’ to enjoy abroad journey
and other things like these. What are the things that can be done to keep your
account filled-up all time is what will be our subject of discuss today, so in
this post you will discover things that can be done to get your pocket full of
raw gold.
Uncover The Truth:
for you to make this happen, the sure and the best thing you can do, is to know
the meaning of saving, the process and the benefit you will get there of.
Though, this might seems unnecessary, but the truth is that when you start by
knowing the meaning, process and the benefit which you will enjoy at the end of
the day, you will be able to start at the right time, do it the right way, and
getting the desired result at the shortest time possible. Apart from this, when
things get boring and you feel like giving up, you will have all you need to
know for you to keep going. Part of what you need to know at the starting stage
is that, it might take time but it worth the time after-all. Therefore the first
step in getting your account filled-up as you age is for you to, know what, how
and the benefit of saving each penny and spending wisely.
Make A Plan: after
you have successfully know the meaning, purpose of saving and the benefit of
saving the next thing is to plan out how you will make happen, this imperative
because, things are easier said than done, so for you to be able to do what you
admired to achieve, the only and next thing you need to make achievable plans.
This will help you to know when you will start, with how much will you start,
what will be your manner of saving is it on daily, weekly, monthly or
bi-monthly basis. Doing this will help you to move on more faster, I want you
to know that, there are some little thing that really has a lot to do with what
you aimed at achieving. Therefore making a reasonable plan is your second
approach that keep your money growing as you grow. Writing your plans out is
what will be a map that will guide your journey to fortune.
Make A Saving Goal To Meet: in a shallow thinking, this and the previous point might sound
similar, this is true but they are different on a broad sense. In planning you
draw the architecture skeleton of what you want but in setting goals, you make
a move to fulfils what you have planned by making sure you achieve certain
thing within a specific period of time. Now setting a saving plan will help you
to follow the saving plan you have made before. Here, you can do it best by
making it an habit to save some bucks each day, week or month, where by you
will set a specific time for yourself to save certain some of money. Setting
and achieving a goal might be stressful sometimes but to make it simpler try to
discipline yourself in order to stay-put with your goal, also you need to
realize that even if it seems hard now the profit worth the effort.
Build Number Of Money Inlets: all things apart, making your account fill up as you grow can not
happen without one thing and that thing is ‘many income inlets’, here you need
to know that having various sources of income is inevitable if you want to make
riches. Just as the millionaires do, they never put all there egg in one net,
they take opportunities, they seize every chance to make penny. So for you to
keep your account flowing, invest in many productive area, it might seems as if
you don’t have money, but start with the little fund you have, take
opportunities when they come, find what you can do to solve problems of people
around you with what you have (maybe a skill or natural talent), learn new
things like trade or art-work, or improve on what you know already-this will
increase your ‘worth’ as you do.
Play above
Parkinson’s law: The Parkinson’s Law and how to rise above
it. Parkinson
law one of the well known and effective law of money making and wealth
accumulation law, this was developed by English writer C.Northcote Parkinson.
The law says “no matter how much money people earn, they tend to spend the
entire amount and a little bit more besides” Put in clearer word, this law can
be best narrated as “expenses “always” increases when income also increase” or
‘we tends to see more things to spend on, as soon as our income increases’.
Unfortunately, unable to rise above this phenomenon will surely render someone
penniless. To rise above this theory
here are what to do:
Principle NO 1-let your money outflow less than your money inflow; this
first principle simply means that you must limit your money outflow, that is,
you must not let your spending too high than your expected income at any point
in time, but even if you will do this do not let it more than average of your
income, i.e. if you get $100 you can at most spend up to $50 (that is half).
There are some things you have to know that assist in wealth making, part of
them are discussed above, which means you should try to save more for you to
get more to save, even if to put it in saving account in you bank account for
it to increase in value. Or let say you have a business you must cultivate the
habit of saving for raining day, not spending all your profit from you
business. The most important thing I want you to know is that you have to make
sure there is expected expectations of income before you will attempt to spend
from your income, you be able to have worked for a fund that you are expecting
before you will lay hand on your income.
Principle NO 2-delay spending; especially when there is increase in your
income or just acquire a fund/salary/wages/gift you must know that you need to
delay spending. Here I want you to know that it has been proven that “most of
the time we spend money as soon as we get them we tend to buy things that we
“want”, but not the things we really “need” that is, we buy things that are
only on our mind but which has little to do with our satisfaction, things that
do not truly meet things we should have. So the only thing to do is to delay
spending, but if we delay spending what are the possibility of buying ‘aright’?
now while ‘delaying’ your spending, do the following
List all things you want
Sort out the one you will need
most
Take out the one that if you don’t
get it will cause trouble to you or will cost you serious thinking
Though all of what you listed will
be the ones you will like to get, but those things that if you don’t
buy/get/purchase/pay-for will cause you great worry or the one that if you
don’t get it will cause you sense of not having anything. The things you need
are the one that has no close alternative, they are the one that until you get
them there is no close substitute for them, that is, you will not get things to
use instead of them. By doing this you are doing budget, on a professional
scale, so make sure your budget is wisely crafted.
(Source: ‘Wise
Shopper: Best Shoppers’ Companion’ By A.K
Peter)
Knowing
and playing above the parkinson’s law is a sure bet that your account will keep
growing even when you think you are not an expert in finance services.
Be Disciplined:
‘been financially discipline means, knowing when to spend, what to spend upon,
it’s benefit and the satisfaction it gives’. To everything you want to get done
in life, there is one great thing that makes it easy, quick and achievable,
that thing is principle. Be principle in your financial dealings, in expenses
dealing and other areas of life, even when its not about finance. Learn to use
the plastic money wisely, strive to know more about credit and credit score
calculations, knowledge is power, learn more about better financing. Be
disciplined in consumption, the fact that they advertise something on popular
TV or Social media platform doesn’t means you should but it, however not buying
it doesn’t means you are at disadvantage. Make it an habit to keep these thing
going and taking care of your day-to-day expenses as you will take care of your
health each day.
Pray: making your
account flowing with cash as you grow is a huge success for your life, however
you need to know that this is also a good thing, but you need to know that
there are forces in life that always want to work against good things. Even
when you get the money overflowing you need to enjoy it. So for you to get it
done quickly, hindrance-free, and enjoying your money (and the rest of your
life in good health you need to pray. Prayers is what will do what you cannot
do in your finance, I want you to know that naturally there are things that
happens that usually wanted to prevent good things from happening, but the
right thing you can do is to pray, that prayer will now handle the bad
unexpected occurrence that might want to prevent you from been rich.
Love
And Share Season: A. K Peter books is now available FREE. Download yours FREELY and KINDLY share this page with all your
friends. Please don’t forget to send your view, questions or advice about the
book to me via; Johnp3505@gmail.com
'The A-Z Of
Productivity'
When
you wish to get more done in less time, prioritize, set and meet goals, have more time
left-over to do other things you love and live a less-burdened life and even go
beyond ORDINARY productivity, the only book you ever needed is 'The A-Z Of
Productivity'.
The name say it all download and enjoy.
The name say it all download and enjoy.
Are you thinking of saving or have a
FLOURISHING financial future? If yes, read this piece. Whether you are hited
with current economic crisis world-over or not, whether you are a single mum or
a happily married couple, whoever you might be: when you want to know the
hidden secret of saving, or increase your Financial IQ, you might even want to
give your financial future a reality, the only book you ever needed is, 'Saving
Brain'. Whenever you ever think of anything like saving, never hesitate to read
this boo. The only thing that might make you a victim of the current economic
mishap is for you not to read this book. Some even call it the financial
bail-out book. Read it, you will never regret you do.
Nowadays, there more wise sellers than fool
buyers. Learn to save your financial future by shopping right. The truth about
life is that, no one in life never shop, whenever you want something and you
purchased it, by doing this you shop. At most time, we fail to recognize that,
shopping the right way has more than 90% possibility of giving us a successful
financial life. I can assure you, when you can save while shopping, you will
not only survive this 'hard time' you will also flourish in it.
‘Stress-Free
Lifestyle’
When you wish to know things you
should do to live an interesting life, a life free or stress and sorrow, a life
that assures healthy life and even great thing you can ever imagine doing with
your life 'Stress-Free Life Style' is what you should try to read. The writing
of a book that span for about 3 years and an experimenting periods of over 10
years. Neither of the content of this book is base on scientific theory, but on
REAL and PRACTICAL things of life. Theories’ has no meaning in real life
challenges. This is a well written and chronologically arranged book to take
you trough having and living a more fulfilling life. All you will discover
after reading this book is, a new and comfortable life of joy. Thanks.
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